Privacy policy

Last updated: 23.02.2025Thank you for using Billy Finance! Your privacy is important to us, and we are committed to protecting your personal information. This Privacy Policy explains how we collect, use, and safeguard your data when you use our app.1. Information We Collect1.1 Data Stored on Your DeviceOur app stores your financial data locally on your device for quick access and performance optimisation. This may include:
• Expense and income records
• Recurring transaction settings
• App preferencesThis data remains on your device and is not shared with us or any third parties.1.2 iCloud Storage (Optional)If you enable iCloud sync, your data is securely stored in your Apple iCloud account to sync across your devices. The data stored in iCloud may include:
• Expense and income transactions
• Recurring transaction schedules
• App settings and preferencesThis data is managed under Apple’s iCloud security policies, and we do not have access to it.1.3 Notifications for Recurring TransactionsIf you set up recurring transactions, we use local notifications to remind you of upcoming expenses or income entries. These notifications are generated and managed on your device.We do not track, collect, or store any information related to your notifications. You can enable or disable notifications at any time in your device settings.2. How We Use Your DataWe only use your data for the app’s functionality, including:
• Storing and managing your financial transactions
• Syncing your data via iCloud (if enabled)
• Sending notifications for recurring transactionsWe do not sell, share, or monetize your data in any way.3. Data SecurityWe take data security seriously and implement the following measures:
• Data stored on your device is never uploaded to our servers.
• iCloud data is encrypted and managed by Apple under their security standards.
• Recurring transaction notifications are only stored locally and not shared externally.4. Third-Party ServicesOur app does not use third-party analytics, advertising, or tracking services. However, we rely on Apple’s iCloud and notification systems, which are governed by Apple’s Privacy Policy (Apple Privacy Policy).5. Your Rights & Choices
• Manage Local Data: You can delete your expense records anytime within the app.
• Control iCloud Sync: You can enable or disable iCloud sync in your Apple ID settings.
• Manage Notifications: You can enable, disable, or modify notifications in your device settings.6. Changes to This PolicyWe may update this Privacy Policy from time to time. Any changes will be reflected in this section, and we encourage you to review it periodically.7. Contact UsIf you have any questions or concerns about this Privacy Policy, please contact us at:
📧 [email protected]By using Billy Finance, you agree to this Privacy Policy. If you do not agree, please discontinue using the app.